Homeowners Are Facing an Insurance Crisis. CR Thinks These 9 Basic Rights Could Help.
Signs of this crisis are not merely anecdotal. A 2025 report by the Consumer Federation of America found that the average home insurance premium increased (PDF) by nearly 25 percent from 2021 to 2024. But premiums grew even faster in many regions, and more than half the respondents to CR’s 2024-2025 survey of 23,917 U.S….